Aggressive mortgage programs for less than perfect credit in Lakeland, Florida For Sale

Aggressive Mortgage programs for less than perfect credit
REFINANCE WITH THE HARP TODAY
Since the Mortgage melt-down in xxxx the government has placed HARP (Home Affordable Refinance Program) for homeowners whose properties are currently under water. These are very aggressive programs that do not require certain documents traditional mortgages do such as
-Appraisal
-Credit score requirements
-Home worth less than actual mortgage
-Income verification
Typically a homeowner can refinance his or her home up 150% of the value, and with the current rates the terms are shorter and the payments are lower. The only requirement is the homeowner has to be current for the past 12 months
Aggressive Mortgage programs here is the criteria for purchases one day out of foreclosure and short sale
Credit scores starting at 500
Up to 80% LTV, up to 50% DTI
Bank Statement program for self-employed borrowers
Loans up to $1 million
Owner occupied and second homes
single family, Townhouses, Condominiums
30-year Fixed No Pre-Payment Penalty
550+ fico
Bankruptcy 12 months
foreclosure 12 months
Purchase or refinance up to 70% Loan to Value
Cash out Refi up to 70% LTV
600+fico
Bankruptcy 2 years
foreclosure 2 years
Short Sale settled
Purchase or Refi up to 75%
Cash out Refi up to 70%
Interest Rate 9.1 at 70%
Rate & Term subject to change daily without notice
Equal Housing Lender
Kenny Pierre
NMLS# xxxx468
561-702-xxxx
Please call today with any questions and concerns and take advantage of these programs.
Rate and Term subject to change daily without notice Equal Housing Lender
561-702-xxxx